Deseret Mutual's Disclaimer, Confidentiality & Copyright Statement

Deseret Mutual*, along with our online partners, supplies all information posted on this Web site.  While we try to maintain only current and accurate information, we disclaim any implied warranty or representation about its accuracy or completeness, or appropriateness for a particular purpose.  As the recipient of this information, you assume full responsibility for using the information at this Web site, and you understand and agree that Deseret Mutual is neither responsible nor liable for any claim, loss, or damage resulting from its use.

The mention of specific products or services at this site does not constitute or imply a recommendation or endorsement by Deseret Mutual, unless it is explicitly stated.  The views and opinions of authors do not necessarily state or reflect those of Deseret Mutual.  Nothing contained, expressly or implied, at this site is intended or shall be construed as medical, financial or other professional advice by Deseret Mutual.  This Web site may provide specific financial or health information, which may or may not be applicable to your individual situation.  Specific questions or concerns about your individual circumstances should be directed to appropriate professionals.

This Web site may contain links to other Web sites for your convenience.  The information posted on these other Web sites may be protected by copyright and other intellectual property rights.  Deseret Mutual disclaims any responsibility for the content, information or the privacy and security policies contained on those other Web sites, and does not exert any editorial or other control over those sites.

Important Confidentiality Notice

Please be aware that Deseret Mutual cannot guarantee the confidentiality or security of any information you send to us, or information Deseret Mutual sends to you over the Internet.  By using Deseret Mutual's online forms, and/or providing Deseret Mutual with your e-mail address, you authorize Deseret Mutual to respond to you using e-mail.   Deseret Mutual shall not be liable for any breach of confidentiality resulting from such use of e-mail via the Internet.  Be sure to consider the content of any questions, the location of your e-mail account and who, besides yourself, may have access to it

In regard to our interactive Web services, Deseret Mutual treats all data that we receive as confidential.  We will not disclose to third parties any identifying data, including name, mailing address, e-mail address, phone number, Social Security number, personal identification number (PIN) or any other identifying information, unless you authorize such disclosure or such disclosure is allowed by law.  You can review the Privacy Notice if desired.  To ensure privacy of your data, never share your PIN or access code with anyone unless you want them to have access to your data.  Your PIN can be used for multiple purposes.  If you divulge it to anyone, they will have access to view and change both your medical and financial information.  Deseret Mutual uses the industry standard Secure Socket Layer (SSL) encryption to protect information passed between your browser and our Web site.

Copyright and Limitations on Use

Copyright © 2001 Deseret Mutual.  All rights reserved.  The information posted on this Web site may be protected by copyright and other intellectual property rights.   It may be displayed, reformatted and printed for personal, non-commercial use only.   Any copy of information obtained through the Web site must include the copyright notice.  Removing or altering the copyright notice on any material on this Web site is prohibited.  Use or misuse of Deseret Mutual's trademarks, service marks or logos is expressly prohibited and may violate state and federal law.

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