Moving

Relocating to a new area can be both exciting and stressful. You'll have a new home and new neighbors. You may have new coworkers and you may even need to change your medical plan or your physician. This brochure will help you with some of the details you need to consider in this important and new adventure.

Note: This brochure is intended for participants who will continue working for their current employer or another Deseret Mutual participating employer.

Things to Consider

• Consider keeping a two-week supply of prescription medications on hand. If you, or a family member, are receiving a maintenance drug through a home delivery program, it may take a week or longer for the service to catch up to your new address.
  
  
• Obtain and keep the following information accessible:
  
  - Family's medical and dental records (don't forget the eye doctor!)
  - Prescription records from your pharmacy
  - Children's school records
  - Children's birth certificates

Checklist

• Discuss with your employer any relocation guidelines you may need to follow
• Notify your employer of your new address (they will notify us)
• Close or transfer your bank account and empty your safe deposit box
• Transfer your prescriptions to your new pharmacy
• Arrange to disconnect utility services at your old home
• Arrange to connect utility services at your new home
• Fill out post office change of address cards and send them to:
  - Family & friends
  - Credit card companies
  - Department of Motor Vehicles
  - Voter registration office
  - Insurance agents
  - Magazine subscriptions
• Cancel newspaper and other deliveries
• Send us an enrollment/change form within 30 days of moving to your new location (if changing medical plans)
• Use our Web site (or your HMO) to find contracted medical providers in your area
• Call MetLife (if living outside Utah) to find dental providers in your area
• Call MetLife if you have group home & auto insurance and are moving out of state
• If you're doing the move yourself, make sure you reserve a moving truck several weeks before the move, especially if it's going to be during peak moving seasons. Don't forget the furniture pads and dollies or hand trucks.
• Even if the move is your idea, ask your employer if they have a special rate on moving truck rentals.
• Check your homeowners' or auto insurance policies to see if rented trucks and your possessions are covered while moving. If not, consider buying insurance from the truck rental agency.
• If you have a qualified change in family status, you may be allowed to adjust your annual Flexible Spending Account (FSA) election. Call us if you have questions.

Frequently Asked Questions

Q. How can I find out which medical plans are available in my new area?

A. You can review the plans available in your area or call Deseret Mutual.

Q. If I'm enrolled in Deseret Premier or Deseret Value, can I still change plans?

A. If you're moving to an area where a different medical plan is available, you may be able to switch to that plan. For example, if you move from Phoenix to Atlanta, you would have the option of signing up for Kaiser of Georgia since that plan was not available to you before. However, there are limitations in switching to Deseret Premier and Deseret Value since those plans were available to you before your move. Call us if you have a question about your specific situation.

Q. If I am subject to the two-year requirement for Deseret Value, would the option of a new medical plan allow me to switch out of Deseret Value before I meet my two-year enrollment commitment?

A. Yes, as long as you change to a medical plan that was not available to you before.

Q. If I change to a different medical plan, when will that plan become effective?

A. Your new medical plan coverage will begin the first of the month following the month in which you move.

Q. What if I move several months before the rest of my family?

A. Generally, medical plan coverage is based on where the employee (our contract holder) lives. However, in certain situations we may be able to make an exception. Call us to discuss your options.

This information is provided as a service to help you make informed decisions. Nothing in this information should be considered legal, financial, investment, or medical advise. For a complete description of the plans. please refer to your Benefits Handbook. As with any major life event, you should consult with qualified prefessionals of your choice who can provide you with appropriate counsel and advise.