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Deseret 401(k) Calculator

The Deseret 401(k) Plan retirement savings program is one of the best tools you can use for creating a secure retirement. One of the many valuable features of the plan is the SMarT option which allows you to increase your contributions consistently and automatically each year. With this feature you don't have to remember to increase your contributions; SMarT does it for you, allowing you to build your account balance faster. Just choose the time of year you would like your automatic increase to occur, and SMarT will do the rest. This calculator helps you project what your savings could be if you were to automatically increase your payroll savings each year using SMarT contributions.

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Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.