Before serving as a senior missionary or volunteer for The Church of Jesus Christ
of Latter-day Saints, it is important for you to understand how your health insurance
works. You will also need to know what the Church considers adequate health insurance
in order to serve.
Click here for the Church’s definition of adequate health insurance coverage.
Understanding Your Health Insurance
Most plans will not pay benefits unless you receive services within a certain geographical
area from network providers. If you are enrolled in Medicare, you can obtain care
fairly easily within the United States. But Medicare will not provide coverage
outside the United States, and neither will most Medigap, Medicare Advantage, or
employer-sponsored retiree plans. If you are or will be eligible for Medicare
while serving, we encourage you to review the
Medicare information available on this site.
Needing the Senior Service Medical Plan (SSMP)
Please note the SSMP is only available to individuals
whose current health insurance will not provide adequate coverage where they are
serving. Coverage, benefits, terms and conditions of the SSMP, etc. are provided
by Aetna International. For more information review the documents found under the
Coverage Information drop down or contact Aetna International.
If you are called to an area where your current health insurance will not provide
adequate coverage, you will need to enroll in a plan that provides benefits where
you are called to serve. The SSMP is provided as an option for you.
To obtain information about enrollment in the SSMP, please review the information on this site regarding the
Senior Service Medical Plan Benefits.
For More Information
For more information about how your health insurance will be affected by your mission,
please contact the Missionary Medical Membership Team.
For help in preparing to serve a mission and other non-insurance issues, please go
online to seniormissionary.lds.org.