Recent events like high inflation and the war in Ukraine have caused dramatic market volatility. It is natural to feel the need to do something to slow or avoid losses. Making sure you are properly diversified consistent with your goals, objectives, and risk tolerance and waiting for a market recovery is generally the most prudent course of action. Market volatility is normal, and downturns are historically followed by eventual market recovery. There is no way to tell when a recovery will begin, so it is wise to be properly invested to participate in the recovery.