For Injured Persons to Understand Church Activity Medical Assistance

  1. Access to Church Activity Medical Assistance (CAMA) is at the discretion of the bishop or stake, district, or branch president. CAMA uses general funds from The Church of Jesus Christ of Latter-day Saints to help pay for certain medical or funeral expenses. CAMA is administered by Deseret Mutual Benefit Administrators (DMBA).
  2. If you are injured or have a qualified sickness during a church activity, contact your bishop to determine if he will request assistance from CAMA. To begin the process, your bishop will need to go the Global Incident Reporting (GIR) system online at https://incidents.lds.org.
  3. After your bishop initiates the assistance request, the GIR system will send an email and link to you in order to obtain information about the incident. Please note that you will need to access the GIR with the internet and a valid LDS Account. Non-members receiving assistance should obtain an LDS Account and register as a ‘Friend’ to gain access at https://ldsaccount.lds.org/.Once you provide the injured person’s information, an email will be sent to your bishop. He will complete and approve access to CAMA and the request will be sent to DMBA.
  4. If the request is approved by DMBA, you and your bishop will be notified by letter from DMBA with information about CAMA. DMBA will assign you a DMBA identification number (DMBA ID), which is used by DMBA to coordinate the assistance provided.
  5. DMBA may contact you or the bishop if information is missing or if we need clarification. Please note that although the bishop or stake, district, or branch president requests assistance for you, DMBA determines and authorizes specific payments according to the guidelines of CAMA.
  6. When you receive medical care, give your doctor or hospital your personal insurance information first, explaining this is your primary coverage. If you have your DMBA ID at that time, you can give that information to your doctor or hospital, explaining this is your secondary payer. If care is provided after you have received your DMBA ID, then give the doctor or hospital your assigned DMBA ID and DMBA’s address and telephone number so providers can bill DMBA directly for any amount not covered by your insurance.
  7. If the provider won’t submit a secondary bill, you must send DMBA an itemized claim form from the provider and your insurance company’s Explanation of Benefits (EOB) showing what was paid.

For more information about CAMA guidelines, go to the Church Activity Medical Assistance Handbook.